View Full Version : Plps Nhi Scheme
pepper 05-29-07, - 02:59 PM the NHI schene was presented to BICA. This is what the plp decided would be the decision to go forward with the scheme.
1. It's Mandatory
2. Caps out at $133 per month
3. All services at public ward of PMH, anything else is at your own expense.
4. Same for prescription drugs. (you know they never have any drugs)
5. No services abroad if it can't be performed locally, regardless of wait list.
6. Indigent (including illegal immigrants and the unemployed) are fully covered for the same services as someone contributing to the plan.
7. To avoid fraud while on vacation abroad to try get medical help a travel insurance will be considered each time you travel.
8. Contributions to be administered through NIB.
This is nothing more than a tax scheme by the plp. We are getting these services free now so tell me how does it help the poor black man they say they help and we now have to pay for a free service?
i hope the FNm revisits this before they agree to go ahead with it.
Sounds like it will cost the Country tons of money.
what do you say, you for it or against it?
Sunnyjohn 05-29-07, - 04:18 PM Somebody tell me, do they do open hearts, angiography, stents, bypass or kidney transplants at PMH or any hospital in the Bahamas?
michali 05-29-07, - 04:31 PM Has the FNM said they would go ahead with the plan as set out by PLP?
LL Cool G 05-29-07, - 05:29 PM the NHI schene was presented to BICA. This is what the plp decided would be the decision to go forward with the scheme.
1. It's Mandatory
2. Caps out at $133 per month
3. All services at public ward of PMH, anything else is at your own expense.
4. Same for prescription drugs. (you know they never have any drugs)
5. No services abroad if it can't be performed locally, regardless of wait list.
6. Indigent (including illegal immigrants and the unemployed) are fully covered for the same services as someone contributing to the plan.
7. To avoid fraud while on vacation abroad to try get medical help a travel insurance will be considered each time you travel.
8. Contributions to be administered through NIB.
This is nothing more than a tax scheme by the plp. We are getting these services free now so tell me how does it help the poor black man they say they help and we now have to pay for a free service?
i hope the FNm revisits this before they agree to go ahead with it.
Sounds like it will cost the Country tons of money.
what do you say, you for it or against it?
in the state you've presented, i'm vehemently AGAINST it.
casualobserver 05-29-07, - 05:34 PM Somebody tell me, do they do open hearts, angiography, stents, bypass or kidney transplants at PMH or any hospital in the Bahamas?
Mostly at Doctor's Hospital.
Sunnyjohn 05-29-07, - 05:44 PM Mostly at Doctor's Hospital.
Oh... so they will send NHI folks to Doctor's for such procedures?
I have to gather info before I comment.
LL Cool G 05-29-07, - 05:52 PM Oh... so they will send NHI folks to Doctor's for such procedures?
I have to gather info before I comment.
never happen.
chancellor 05-29-07, - 05:55 PM Well for one thing...I am NOT paying for Illegal Immigrants!
Now what about this national health fund for seniors....I think we have to help them first!
nationbuilder 05-29-07, - 05:57 PM Well for one thing...I am NOT paying for Illegal Immigrants!
Now what about this national health fund for seniors....I think we have to help them first!
Too late..you already are and have been for years!
Sunnyjohn 05-29-07, - 06:02 PM So what happens in tha case of a person who needs bypass or vascular access surgery.
Given the diet, nutrition and lifestyle of average Bahamians (outside our scary HIV/ AIDS rates) diabetes, high blood pressure and coronary artery disease will get the largest share of the pie if broken down by disease.
If Doctor's wont take NHI patients who need bypass, what happens to them?
casualobserver 05-29-07, - 06:04 PM Oh... so they will send NHI folks to Doctor's for such procedures?
I have to gather info before I comment.
Doctor's is private, so I don't know their level of participation.
Brings up a big question though. What about the private doctors, dentists, opthamologists, ob/gyns, etc? Can they get into the NHI 'network'?
Personally, I have health insurance as mine is US based through the company. It sucks to read the inch-thick 'manual' with rules and regulations in microsized legalese fonts. What coverage you think you get is halved with co-pays, minimums, etc.
The insurance is only the poisoned icing atop the hospital bill cake.
Little story...
I had a kidney stone when I was 27. Big pain (I mean BIG PAIN- felt like a small continent was stuck in my kidney). They gave me intraveneous dope like deladid (sp?), connected my finger to a machine and left me on a gurney in the ER hallway. 6 hours later I was taken up an elevator an run through a CAT scan or xray then released terrifically stoned but uncured. Ends up I paid $500 co-pay at the door and got hospital bills for a year amounting to $6500. 6 hours after that I gave birth to Mt. Painful through a urine screen - it was smaller than a grain of sand! My insurance graciously agreed to pay 38.8% of the $7000 total.
Moral of the story?
Don't get kidney stones!
Sunnyjohn 05-29-07, - 06:10 PM Doctor's is private, so I don't know their level of participation.
Brings up a big question though. What about the private doctors, dentists, opthamologists, ob/gyns, etc? Can they get into the NHI 'network'?
Personally, I have health insurance as mine is US based through the company. It sucks to read the inch-thick 'manual' with rules and regulations in microsized legalese fonts. What coverage you think you get is halved with co-pays, minimums, etc.
The insurance is only the poisoned icing atop the hospital bill cake.
Little story...
I had a kidney stone when I was 27. Big pain (I mean BIG PAIN- felt like a small continent was stuck in my kidney). They gave me intraveneous dope like deladid (sp?), connected my finger to a machine and left me on a gurney in the ER hallway. 6 hours later I was taken up an elevator an run through a CAT scan or xray then released terrifically stoned but uncured. Ends up I paid $500 co-pay at the door and got hospital bills for a year amounting to $6500. 6 hours after that I gave birth to Mt. Painful through a urine screen - it was smaller than a grain of sand! My insurance graciously agreed to pay 38.8% of the $7000 total.
Moral of the story?
Don't get kidney stones!
Bro...
I hope you drink LOT of water to assure you NEVER get another stone. Where did this all happen? The US?
A partially subsidized "private insurance PPO" plan might work better for the nation.
The government could us a smaller "NHI like" fund collection to help folks buy into 5-7 different privately run, properly screened insurance plans that suit their needs.
pepper 05-29-07, - 06:12 PM So what happens in tha case of a person who needs bypass or vascular access surgery.
Given the diet, nutrition and lifestyle of average Bahamians (outside our scary HIV/ AIDS rates) diabetes, high blood pressure and coronary artery disease will get the largest share of the pie if broken down by disease.
If Doctor's wont take NHI patients who need bypass, what happens to them?
but thats' what im saying you can only get care in the PUBLIC WARD IN PMH. Even if you want a private room in pmh you have to pay it is not covered by this plan so what the heck are we paying for this is already free.. If you need bypass i guess they will bump someone less serious than you and that person will go down the wait list. Also I don;t like the part about go9ng through NIB they can't find out what happened to the NIb money now.
Sunnyjohn 05-29-07, - 06:16 PM but thats' what im saying you can only get care in the PUBLIC WARD IN PMH. Even if you want a private room in pmh you have to pay it is not covered by this plan so what the heck are we paying for this is already free.. If you need bypass i guess they will bump someone less serious than you and that person will go down the wait list.
I understand.
But if PMH doesn't do bypass, what then? Are you just screwed?
Just collecting info...
Doctor's is private, so I don't know their level of participation.
Brings up a big question though. What about the private doctors, dentists, opthamologists, ob/gyns, etc? Can they get into the NHI 'network'?
Personally, I have health insurance as mine is US based through the company. It sucks to read the inch-thick 'manual' with rules and regulations in microsized legalese fonts. What coverage you think you get is halved with co-pays, minimums, etc.
The insurance is only the poisoned icing atop the hospital bill cake.
Little story...
I had a kidney stone when I was 27. Big pain (I mean BIG PAIN- felt like a small continent was stuck in my kidney). They gave me intraveneous dope like deladid (sp?), connected my finger to a machine and left me on a gurney in the ER hallway. 6 hours later I was taken up an elevator an run through a CAT scan or xray then released terrifically stoned but uncured. Ends up I paid $500 co-pay at the door and got hospital bills for a year amounting to $6500. 6 hours after that I gave birth to Mt. Painful through a urine screen - it was smaller than a grain of sand! My insurance graciously agreed to pay 38.8% of the $7000 total.
Moral of the story?
Don't get kidney stones!
Wow! I know how you feel! I had six, or more, over them over the years!!! Never got charged $7000 for them. That would make them more valuable than gold!!!:)
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